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Gnosis Pay issues virtual cards that can be added to Apple Pay and Google Pay, letting users spend directly from their account without a physical card.

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Card provisioning

By default, each partner program is configured to issue one virtual card per user. This can be increased if a partner needs multiple cards per user — that’s a configuration decided with the Gnosis Pay team during integration, not something set per-user at runtime.
If your program needs more than one card per user, this needs to be configured during integration. Contact our integration team to discuss.

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Adding a card to a mobile wallet

Once issued, a virtual card can be added to following with help of push provisioning:
  • Apple Pay
  • Google Pay
This lets the user tap to pay with their phone or watch, without needing a physical card.

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Card limit vs. account limit

There are two distinct limits that govern how much a user can spend, and it’s important not to conflate them: The account limit is effectively a cap on spendable balance: by default this is set to $10,000, though a user can choose to set a lower limit on their own account and card for their own spending discipline
See Account Overview for how account-level and partner-level limits interact.