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See Account Overview for how user-configured and partner-configured limits interact conceptually.
By default, an account’s daily spending limit is $10,000. Users can lower this limit for their own account, but it cannot be set above $10,000 unless agreed with the partner during onboarding.
This is a cumulative daily spending limit shared across all cards on the account, not a per-card cap. If an account has multiple cards, the combined spend across all of them together is capped at the configured limit. It is also not a per-transaction cap: an authorization that meets or exceeds the remaining limit can still be approved, after which subsequent eligible authorizations for the rest of the day are declined.

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Get Account Daily Spending Limit

Returns the daily spending limit configured on the authenticated user’s account. amount is expressed in the currency’s smallest unit — for USD this means cents (e.g. 1000 = 10.00,‘1000000‘=10.00, `1000000` = 10,000.00). syncStatus indicates whether the most recently requested update has been fully applied.

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Set Account Daily Spending Limit

Sets the daily spending limit for the authenticated user’s account. amount is in the currency’s smallest unit — for USD that means cents, so to set a 10.00limitsend‘1000‘,andthemaximumallowedvalue‘1000000‘correspondsto10.00 limit send `1000`, and the maximum allowed value `1000000` corresponds to 10,000.00. Must be in the range (0, 1,000,000]. Only USD is currently accepted. The response returns the new limit immediately with syncStatus: "pending", transitioning to "synced" once the change has been applied downstream.